With propety values in the capital now many times the average wage, many people can only dream of ever owning their own property and many struggle to even pay astronomical rents. The British economy has been dependent on constantly rising values and buy to rent is only fuelling the housing bubble. Chancellor George Osborne's Help to Buy policy has been roundly criticised as only repeating the mistakes that led to the 2008 financial crash and with taxpayers underwriting mortgages the people of the UK stand to lose out most from this policy should there be another financial crash.